Donigan Insurance Agency
Personal Insurance Products
Our most competitively priced personal insurance products:
- Auto Insurance
- Homeowners Insurance
- Condo Insurance
- Pet Insurance
- Boat Insurance
- Renters Insurance
Donigan Insurance is committed to offering you personal insurance products at a price that won’t break your bank account. We can find you ways to save on insurance without reducing coverage by combining two or more of your insurance policies under a single umbrella insurance policy.
Many people make the mistake of purchasing a car insurance policy with one carrier, a homeowners insurance policy at another, and yet another type of policy with another insurer. When you combine personal line insurance products with Donigan Insurance, we offer huge discounts on your insurance policies. This saves you significant amounts of money on each insurance policy – money that you can use to pay down debts or save for the future. We strongly believe that the key to happy clients is to listen to them. Tell us your needs. Our agents will take the time to understand them, and will work with you to develop an insurance plan that will satisfy all your insurance needs.
Every Insurance agency knows that your car, your home, and your life all require protection. And any insurance company can provide you with a quote. BUT, for us, it’s more than that. It’s about providing you with peace of mind at rates you deserve.
Homeowners Insurance
Homeowners insurance supplies financial protection against most liable and weather related disasters. A standard policy insures the home and the personal property you keep inside it. Homeowners insurance can be designed as a package policy. That means it addresses damage done to your home, as well as liability responsibility for damages you or your relatives cause to other persons in your property line. This can also cover damage attributable to family pets. Damage caused by floods and earthquakes have to be covered by obtaining separate riders independent of a standard policy. Upkeep-related problems are the homeowners responsibility.
It’s critical for you to understand that homeowners insurance is designed to cover “unexpected damage”, not regular repair. Ask our staff to discuss what’s covered, and make sure you understand the insurance coverage being offered to you, so you can make sure you know what is covered and what is not.
No. Investing in a home insurance policy shouldn’t be something you rush into. The brokers at Donigan Insurance will take the time to explain the options available and help you understand the ups and downs of insurance coverage. Your homeowners insurance policy is financial protection against damages and liability issues. You shouldn’t leave it to just anyone. We have the experience and resources to get you insurance coverage that most accurately fits your needs, at rates that you can afford. And don’t forget you can also save up to 30% on insurance coverage by combining home insurance coverage with almost any other policy we offer.
Here are a few things to keep in mind when selecting coverage choices on Home insurance
- Just how much will it cost to rebuild my home and replace my possessions if they’re broken or ruined?
- Which discounts do I qualify for? (Ask about multiple policies, security system and fire resistance special discounts.)
- What is the procedure for submitting a home insurance claim? (Ask who to call and what takes place after you file a claim.)
Auto Insurance
Having the status of a trusted, local auto insurance agency, we pride ourselves in our ability to get drivers the most reliable vehicle insurance policy in New York – without all the bunk and complications you get from most meddling insurance agencies. All of us like the freedom of the “open road” (whenever there isn’t a traffic jam). However when traveling the “open road” there are a list of hazards and responsibilities that you have too look out for; bad weather, road rage, people driving while texting and out of towners who have no clue as to where they are going. As a local Insurance agent driving the same streets as our customers, we understand their needs. We’re proud to provide all our clients with superior customer support, and exceptional automobile insurance rates.
We take pride in going above and beyond the common insurance offered by most other insurance companies. Car insurance can protect you from financial losses caused by some of the issues we indicated above. That’s why it’s vital that we help k drivers to enroll in a dependable auto coverage policy.
At Donigan Insurance we offer many options on car insurance, enabling you to custom create a policy that meets all of your insurance needs!
We provide the following options for automobile insurance
- Bodily Injury Liability – handles injuries to others brought on by the policyholder while operating an vehicle.
- Medical or Personal Injury Protection – addresses treatment of the driver and passengers of the policyholder’s auto in the event of an crash.
- Property injuries Liability – handles damages brought on to someone else’s property by the policyholder while operating an automobile.
- Collision – insures the policyholder from economic loss during a collision with another vehicle or object.
- Comprehensive – protection for the policyholder’s vehicle from damage and loss ensuing from incidents besides collision.
- Uninsured Motorist Coverage – covers medical treatment of the policyholder’s injuries from the event of a collision with an uninsured driver.
At Donigan Insurance, we know you want to be fully covered for a wide range of driving risks. But at the same time, you also want to save money on car insurance. That’s why our insurance professionals are fully committed to helping you find the most effective auto insurance policy in New York!
